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"Providing solutions for seniors for over two decades."

Products We Offer  Our Clients

 

Medicare supplement

We offer Medicare supplement plans A, B, C, D & F with the top senior health companies in the U.S. such as CIGNA, Aetna, Manhattan Life and Mutual of Omaha, just to name a few. We also offer Medicare supplement plans to those on Medicare under the age of 65 due to disability. Contact one of our staff members for quotes and details.

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Long Term CAre Insurance

Our long term care products are second to none in the Senior Market. We offer policies for nursing home care, home health care, assisted living facilities and more. Our policies also cover benefits for homemaker services such as cooking, house cleaning and general homemaker services. Call us for details concerning long-term care. We represent  top companies, including Met Life and John Hancock.

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final expense

Choose from a variety of final expense life insurance plans depending on your particular need. Our final expense life insurance plans are whole life policies. Your premium is guaranteed for life, as is your chosen death benefit. You, not the funeral home, decide who your beneficiary will be. No medical exam is necessary and qualifying for coverage is simple. Call our office for a personal consultation concerning your final expense needs. 

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Major Medical and Hospitalization insurance

We offer our clients individual major medical and/ or hospitalization  insurance with financially sound carriers from across the nation. Our policies offer benefits such as doctor visits, coverage for prescription drugs and much more. We also offer basic major medical and high deductible plans in order to give you major coverage at an affordable price. All of our companies are in-network with all hospitals, doctor offices and clinics. Furthermore, we can create a plan for you that meets the current tax codes now in force, also known as "Obamacare" or "MEC".

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life insurance

Term Life Insurance is our specialty, with low premiums and quality companies. Choose between a 5, 10, 15, 20, even 30 year term life product. We represent over 20 major carriers from which our customers may choose.  This guarantees our clients the best available rate. Spouse riders, waiver of premium and child riders are also available.  We also have access to major carriers  for whole life insurance.

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GUARANTEED issue life insurance

This product is built specifically in mind for those who have severe health problems but still desire additional life insurance coverage for final expenses. This graded life policy has no health questions whatsoever and the policy is issued immediately no matter what health conditions you may have. Contact one of our staff members to find out more about this exciting product.

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